Lucky Ladies Blackjack: How to Play and Win

Casinos have introduced several interesting side bets over the years to give players more options at the blackjack tables. These offer a fun addition that can deliver some nice payouts beyond the traditional gameplay.

The Lucky Ladies side bet in blackjack is one of those and has become one of the most popular among these. The wager has players seeking out some queens or at least a 20 for the chance at some nice payouts. But what are the odds and rules surrounding this interesting wager? What can players expect when placing this bet? 

Keep reading to answer these questions and learn all about the blackjack Lucky Ladies side bet.

What Is Lucky Ladies Blackjack?

While players may initially think that a pair of queens are the only hands rewarded with this side bet, blackjack Lucky Ladies offers even more winning opportunities for any two-card hand of 20.

Players can make this optional side bet along with the traditional blackjack bet. The result is then determined on the first two cards a player receives.

Lucky Ladies Payouts and Odds

As noted, this side bet is based on a player making 20 on the first two cards. The bet is completely optional, but offers the chance at some higher payouts, especially if a pair of queen of hearts shows up. Here a look at the Lucky Ladies blackjack payouts.

Hand	Payout – A	Payout – B
Both cards are queen of hearts (Lucky Ladies) With a dealer blackjack	1,000 to 1	1,000 to 1
Lucky Ladies	125 to 1	200 to 1
Matched 20	19 to 1	25 to 1
Suited 20	9 to 1	10 to 1
Any 20	4 to 1	4 to 1

The table above offers a look at two of the most popular pay tables for the blackjack Lucky Ladies side bet. The second pay table would be more favorable to players with the higher payouts. There may also be some other varieties of these pay tables. Some casinos throw in a payout for a pair of any unsuited pair of queens at 25 to 1.

Another alternative of the game is the Bonus Lucky Ladies side bet. The is a $1 progressive jackpot side bet that can pay out even more for certain hands. For example, a player hitting the Lucky Ladies hand at the same time that the dealer also has Lucky Ladies wins 100% of the progressive jackpot.

There are also other progressive payouts for a smaller portion of the prize pool as well as fixed payouts based on the player’s hand.

Should You Play the Lucky Ladies Side Bet?

Blackjack has a low house edge when using basic strategy. However, the house edge goes up considerably on many side bets and most experts advise players to steer clear of these wagers. Making this wager each hand can really drain a player’s bankroll.

However, some players enjoy dropping a couple bucks on these bets now and again in hopes of getting lucky and grabbing a big payout. But players certainly face some long odds with the Lucky Ladies side bet in blackjack. The house edge in Lucky Ladies blackjack ranges from about 30% to 11.4%, depending on the casino’s pay table and number of decks.

Those are some ugly numbers and players would generally be advised not to make this bet too often. Those who enjoy plenty of action may be interested in making these bets, but should realize what they’re getting into. Other players may just want to make these bets occasionally.

Conclusion

The blackjack Lucky Ladies side bet is an extra wager players can make on the first two cards they receive. Any 20 wins an added payout, with two cards of the queen of hearts paying out the highest, usually at 1,000 to 1 when the dealer has a blackjack.

If the dealer doesn’t have a blackjack, the Lucky Ladies usually pay out 125 to 1 or 200 to 1. A random 20 even pays out at least 4 to 1, but overall this side bet comes with a hefty house edge. 

Players looking to play some online blackjack should check out Lucky Block Casino. Getting in the action only takes a few minutes to get started.

Frequently Asked Questions

What are Lucky Ladies in blackjack?

This is an optional side bet based on a player’s first two cards. There are several payouts for players making 20, including the highest payouts for a pair of queen of hearts.

Is Lucky Ladies worth it?

The side bet features a big house edge, so many blackjack experts advise against playing these types of side bets.

What are the odds of Lucky Ladies?

The house edge on this side bet ranges from 30% to 11.4% depending on the casino’s pay table and number of decks. This is much greater than the house edge on the standard game of blackjack, which can be as low as 1% depending on the game rules and number of decks. 

How to play Lucky Lady?

The wager is optional and based on the player’s first two cards. Any 20 earns a bonus payout with a pair of queen of hearts bringing the highest payouts.